Assistance Program (OSAP)
The Ontario Student Assistance Program (OSAP) is a government-funded program which can help students pay for their postsecondary education through grants and loans. Assistance is based on multiple factors, some of which include gross family income, size of family and overall student resources. In order to be considered, students need to apply for the funding on the OSAP website. OSAP has an online aid estimator tool on their website, which you can use to learn how much funding you may be eligible to receive.
Students enrolled in Expedition, Expedition-Plus, the MountainTop Certificate Program, the Diploma in Biblical Studies, the Bachelor of Religious Education or the Bachelor of Theology program may be eligible, if qualified, for assistance under one or more of the following components of the Ontario Student Assistance Program (OSAP): the Canada Student Loans Program (CSL); the Ontario Student Loans Program (OSL).
To ensure a completed assessment, students should apply on-line to OSAP at least 10-12 weeks prior to registration day with all required information. Missing information will delay processing of the OSAP application and may result in students paying a late fee if their OSAP funds are late arriving. Supporting documents must be submitted to Emmanuel for verification.
A student receiving funding through OSAP, and failing to comply with the Active Student Participation Policy for five consecutive days of his/her scheduled classes (without valid and documented reason), will be considered to have withdrawn from the program and will no longer be eligible for OSAP funding. Failure to demonstrate Satisfactory Academic Achievement may also result in OSAP ineligibility. Further details relative to Performance Requirements as they pertain to the administration of the OSAP program are available from the Registrar.
Estimated Costs to Attend Emmanuel Bible College
Whether you live on campus in residence or off-campus as a commuting student, you are part of the vibrant community at Emmanuel. Here’s a breakdown of the fees to help you plan for your future.
Notes: The following chart displays the estimated costs to attend Emmanuel for one semester based on a 100% course load at 16 credit hours a week. Please keep in mind these prices are subject to change.
$8,837Total for Full-Time Student with Double Room
Off Campus Students
$5,614Total for Full-Time Commuting Student
Tuition Fees Breakdown
Base Tuition Cost: $337/credit hour
Student Council, $2/credit hour
Student Services, $3/credit/hour
Library Services, $7/credit hour
Total Fee*: $349/credit hour
Cost per Course: $1047 (3 credit hours)
*Audit Fee: $200 (HST included)
*Alumni Audit Fee: $100 (HST included)
Other Fees You
Should Know About
Damage Deposit (residences only) $200/First semester of year
Room Deposit $300 (first semester only, credited to second semester)
Emmanuel allows students to withdraw from courses after they have registered. However, they will be charged an administration fee. Refunds are calculated on a percentage basis, in accordance with guidelines established by the Ministry of Training, Colleges and Universities, based on the proportion of the course(s) completed.
* Students, who receive OSAP funding and withdraw from a course, will be reassessed by OSAP and any refund will be issued to the National Student Loans Centre. Below is a schedule showing the refund owing proportional to the total:
Week 2 – 90.9%
Week 3 – 81.8%
Week 4 – 72.7%
Week 5 – 63.6%
Week 6 – 54.6%
Week 7 – 45.5%
Week 8 – 36.7%
Week 9 – 27.2%
Week 10 – 18.1%
Week 11 – 9.1%
Week 12 – 0%
Withdrawal From Residence
No refunds for room costs are given. A pro-rated refund for food costs – 1/3 of the cost per week – will be issued to a student with certified medical evidence that the student is unable to live in the Emmanuel residence for a minimum of two weeks. To receive this refund the student (or student’s guardian if the student is under 18 or medically unable) must make a written request to the Chief Student Development Officer. Students are eligible to withdraw from the residence between the Fall and Winter semesters if they have given 30 days notice in writing to the Chief Student Development Officer, and if they fit into one of the following categories:
• Medical certification they are not able to live in the residence.
• Getting married during the following semester.
• Will no longer be a student at Emmanuel Bible College.
In such a situation the student will not be required to pay room or food costs for the Winter semester. Any other requests for refunds must be made in writing to the Chief Student Development Officer prior to September 1st of the given year.